Category: Fake Products

Are Pre-Paid Funerals a Good Deal

The Fairer Finance consumer group published a report into pre-paid funerals and concludes that the Funeral Planning industry is not working well for consumers and millions of pounds of consumer’s money could be at risk.

The average cost of a funeral is £3,900 so it makes sense for many people to plan ahead to ensure there is the money for a funeral for a loved one or themselves.

Telesales companies have been bombarding people with calls about planning their funeral and an estimated six million people over the age of 50 have been contacted.

James Daley of ‘Fairer Finance’ said “the combination of a fast growing market, fuelled by high pressure sales to a potentially vulnerable customer base is creating a perfect storm. “

“A growing number of customers are likely to be let down when their plan is claimed on – with some funeral plan providers passing on significant extra costs to the families”

The people making the calls are usually commission based and charge up to £1,000 per plan sold so obviously that’s a big chunk of the money gone that was expected to pay for the funeral.

This market is basically unregulated and the report findings will be reviewed by The Treasury, the Competition and Markets Authority and the Financial Conduct Authority.

There are reputable companies involved in the funeral planning industry and this can make sense for some people. But do not take up an offer from a cold caller and do your research to find the best plan for your needs and ensure you understand what it includes as it seems that 90% of people taking these plans do not fully understand what they will get.

Contact the relevant company directly – to avoid commission going to an agent.

Do you have an opinion on this matter? Please comment in the box below.

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Stupidest Spam of the Week Ultra Violet Flashlight

You have probably seen lots of spam emails offering various ultra violet light products – lamps and flashlights especially.

These have a variety of uses but in these days of Covid-19 they are sold as an easy way to kill off bacteria and viruses on most surfaces.

Hospitals use these lights to sterilize surgical equipment, water suppliers often use ultra violet light to kill anything in the water, engineers may use ultra violet scanners for inspecting metal parts and there’s tanning and skin treatments and more. In a lot of fast food outlets you will see blue fluorescent tubes in a cage on the wall – the ultra violet attracts the flying insects and the bars electrocute them.

Do ultra violet lights work?

Yes.

But there’s nothing new or unusual in using these lights.

So, the latest batches of spam emails proclaiming the world’s first ultraviolet light to kill bacteria is unexpectedly stupid. And this is supposedly to work on people.

These devices are fine but any that are strong enough to kill viruses can also damage people.  They are good for sterilizing surgical kit but used on a person would burn them to a crisp by the time there had been enough ultra violet exposure to kill an infection.

Not recommended.

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Stupidest Spam of the Week Coronavirus Fever Detector

When you go to the doctor, he or she may check your body temperature and that usually means a glass thermometer under the tongue or in the armpit or use of a digital thermometer.

This is because the doctor needs to know your core temperature not the temperature of your skin, which can vary significantly.

If you’re rushing you may get a little warm and your skin will try to cool you down by pushing that heat to the skin surface where it can be cooled. If you wash your hands then your skin will be cooler and so on.

This latest scam is about a magic watch that can detect a fever and hence tell you if you have Covid-19.

The title of the message is

“Insanely Popular “Coronavirus Fever-Detection” SmartWatch Finally Arrives in Our Country”.

It goes on about not putting peoples lives in danger by having a fever and not checking it.

It is simple technology for a watch to have a temperature sensor and tell you the temperature of your wrist but that will vary significantly during the day and depending on your activities and is not a reliable place for getting a core temperature reading.

Even if people do make such watches they will useless, but most scammers simply sell an idea and have no product of any kind.

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The Money System Scam

An email arrived that had been sent to a long list of email address all beginning with ‘friends’. That  tells me immediately that this is a scam email from a scammer too dumb to know how to hide the fact she has sent this email to lots of unnamed people.

Then it continues

Dear customer,

Your participation has been approved.

We have considered your candidacy and we are pleased to tell you that you proved yourself as a client of the largest banks and a reliable financial partner. That’s why we offer you the opportunity to take part in the international financial project called Money_System.

You are guaranteed to earn from $5,000 to $50,000 per month without big investment on your part.

The email continues about money and how to register etc.

Nice to think they have proved that I am a reliable financial partner. Shame they don’t even know my name as the email is addressed to a generic email address at the radio station.

The email is from xclqchdb @carte-et-fairport.fr

That’s a French company domain name but the message is in English.

Just a dull scammer looking for someone to click the button and register their details with the scammers for ‘future payments’

The message says my registration number is N2-7895927329 but as the email went to at least hundreds of people then we all have the same registration number apparently.

If you have any experiences with scammers, spammers or time-waster do let me know, by email.

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