Category: Morally Wrong

Dodgy Business Loans

The big banks and lenders give business loans but there are also a lot of small operations that claim to offer business loans and sometimes how they operate seems very dodgy.

A recent email from social-credit.co.uk tells us that says we are eligible for funding options.

“We help you gain access to rates as low as 4.9% for Unsecured loans and 2% for Secured Loans (indicative).”

“Gain access to funds in 24 hours”.

There is a website social-credit.co.uk which isn’t about loans but about getting your ‘social credit report’ on a subscription basis.

There used to be a UK company called Social Credit Report but it was opened and closed by Jason Jamie Roberts in 2016.

He is currently a director of four other companies.

The bottom of the email says copyright 2017 loans2grow.co.uk so you might assume that is the actual lending company.

Loans2Grow is  not a UK registered company.

There is a website loans2grow.co.uk which lists the name Intatrade Data Network Limited at the bottom of the home page.

This is not a UK registered company name.

At this point I give up on trying to find a genuine company name – but I would certainly not want to have any business dealings with a business that seems to hide behind aliases.

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KB Married to a Scammer

A post by K.B. Beaumaarks

I am an educated professional with an upper level income. My scams occurred not with an outsider but a partner…. yep first with my ex-husband who was a Doctor of Veterinary Medicine – a “trustworthy profession”.  I was blinded by the scammer that he was.

My point is to trust your gut no matter who the person is- If it feels wrong…. chances are it is wrong.

I had met my ex husband as a client with the many rescue dogs I had.

Started a whirlwind romance (not knowing he wasn’t divorced yet) and eventually marrying him. We built a very successful practice together and when it came down to whose name everything went in, he convinced me to put it all in his corporation name stating I was not allowed because I was not a doctor….. meanwhile he stockpiled and hid money from me.

He asked me to sign so many papers regarding corporate taxes etc and I trusted him. He was my husband. Our accountant was our friend. Long story short, eventually I caught him embezzling our life savings and planning on running away to an island without me.

Once I discovered this, I let the courts take over. How could a spouse do this to me. We were married…….

 

I have written a book called The Preah Secrets and it deals with my veterinary husband and how I discovered his heist and how I followed my gut to eventually discover his intentions of deceit. I prepared and eventually sought justice for myself. I hope the book inspires others to follow their instincts and remember, scams can happen to anyone by anyone.

Go to http://kbbeaumaaks.com/index.php for further insight and to buy the book.

The Re-Shipping Scam

This scam starts with you searching for a work-at-home job and you seem to find the ideal opportunity.

It involves accepting parcels from an overseas company then putting a new delivery label on and sending the parcel off to its intended destination.

There is a convoluted story about why this is necessary rather than the company shipping the items to the desired destination themselves.  The story makes no real sense but you are so keen to get a job working at home that you accept the premise.

The scammer promises to pay per item or maybe a flat monthly salary.

You are then happy to accept the incoming items, attach pre-paid postage labels and send them off to a new destination – likely to be in a different country.

For some victims things progress smoothly receiving and sending out packages. For others things go wrong straightaway. The problems can start with the first delivery you receive. Seems a normal small package and you add the delivery label you’ve been sent and drop the package off at the Post Office.

But then it is returned you to because the delivery label was a fake.

You email the scammer and are told it was a mistake and she sends you another label to use. Maybe that works or is another fake and so on until one does work.

Sometimes the package receiving and sending goes on for a month then you expect to be paid but of course that doesn’t happen – the scammer has disappeared.

The worrying part is that the packages may well be illegal and the Police may get around to investigating your part in this re-shipping scam which is of course illegal.

You then have to prove you were duped or face being prosecuted for a criminal offence.

The packages could contain counterfeit currency, prescription drugs, illegal drugs or any other form of contraband.

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British Scammers Caught in Spain

There is a scam prevalent in parts of Spain where hotel or restaurant customers claim to have food poisoning caused by the hotel or restaurant. This is fairly easy to claim as no evidence is required for a civil suit seeking damages against the establishment.

According to the Spanish hotel owners association (CEHAT), cases of tourists on all-inclusive packages making false complaints of stomach problems have soared over the past 12 months, with tour operators in Mallorca reporting a 700% rise. Spanish hoteliers say this racket cost them £52m in 2016 across Spain.

CEHAT estimates that the 90% of the claims – usually made through small-claims management companies who target tourists in resorts or after they have returned home – are bogus.

Were food poisoning really so widespread in Spanish hotels, it added, “a worldwide health alert would have been declared and yet the number of cases registered with the health authorities continues to fall because of the increasingly high levels of quality, hygiene and safety put in place by the Spanish hotel industry”.

CEHAT says it will gather the necessary evidence to prosecute anyone involved in the fraud and use Spanish law to target “organised groups in the commission of a crime.

Claims Management Companies

A spokesman for the Association of British Travel Agents (Abta) said UK holidaymakers on all inclusive trips were being targeted by “unscrupulous” claims management companies.

“They encourage people to submit claims by saying that they are ‘entitled’ to compensation if they’ve been ill on one of these holidays, often coaching people into what to say,” he said.

Abta says anyone approached by a claims company representative in a resort should tell the hotel management. If approached back in the UK through social media or on the phone and encouraged to lie or exaggerate their experiences, people should report them to the police.

The British Fraudsters

Debbie Cameron, 59, and her daughter Laura Joyce,  were taken into custody after a raid on the family villa overlooking the Mediterranean on Tuesday.

The operation was part of a series of raids on properties  and businesses on the island in an investigation into allegations that British holidaymakers have been filing false legal claims for food poisoning.

Mrs Cameron, who describes herself on Facebook as “the happiest networker in the world”, is  well known on the holiday island and has been at the centre of British expat life there for more than 30 years.

She is the daughter of a wealthy businessman, who ran car dealerships in the UK, and made her own fortune in Mallorca as an entrepreneur and lifestyle guru. Her own blog called “Rich Mum”, contains the mantra: “Have Fun. Make Money. Do Good.”

Judicial sources have been quoted in the Spanish media claiming that the British women were suspected of being ringleaders in the alleged fraud, which involves deploying touts at hotels to entice tourists into faking gastric illnesses in return for compensation.

Police sources said the arrests followed months of investigation after complaints from hoteliers, and that a “wealth of material” including computers and documents had been seized and was being analysed.

One local hotel operator alone reported fraud to the tune of four million euros.

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UK Mystery Shopper

Respectable websites carry adverts for UK Mystery Shopper.

Such as a picture of the Aldi supermarket sign plus the words “Free £100 Voucher”

Sounds interesting but it’s a link to the UK Mystery Shopper website where the story is rather different.

UK Mystery Shopper describes itself as a website where consumers can access and read our member’s reviews of some of the UK’s most popular restaurants and stores.

Surprisingly there are very few reviews to be read.

The sales lines follow:

  • Earn £10 per hour with our jobs.
  • Mystery Shopping Jobs Giveaway £100 in free shopping if selected.
  • Free food shopping

And so on

There is an APPLY Now button. Simply enter your details and they’ll let you know if you’ve been chosen as a mystery shopper.

But you have to pay £34 to register.

Why?

If you have to pay to register an interest in a job then it’s a scam.

What do you get for your £34?

They may send you a list of companies that supposedly use mystery shoppers.

But the companies that do this are easily found on the Internet and they pay peanuts because there are so many people who want these jobs.

Is this in effect an illegal lottery where hundreds or thousands of people pay £34 but there’s little payout or maybe occasionally someone gets a voucher.

Not a good deal. Better to play the actual lottery.
As for getting a job through them as a mystery shopper – there’s probably more chance of winning a jackpot on the lottery.

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Lexapro For Sale Online

The Internet is full of scams and spams about Viagra and herbal equivalents, but recently there have been a lot of emails and web sites trying to sell Lexapro.

This is an anti-depressant  and is widely prescribed.

The scammers and spammers appear to want to convince people that it’s like taking smarties – just buy as much as you want without prescription and take them anytime.

But, Lexapro is a powerful pharmaceutical and must only be taken on the direction of a doctor.

It is dangerous to use any such drug as if it were entirely benign – only a doctor can tell you if this is the right drug for your circumstances.

Common side-effects include:-

  • Constipation
  • diarrhoea
  • dry mouth
  • gas in the stomach

but there are also less common more serious  side effects.

Do not buy drugs on the Internet – you have no idea what’s in the tablets.

And do not self-medicate – trust your doctor.

Do you have an opinion on this matter? Please comment in the box below.