Category: Morally Wrong

The Damaged Roof Scam

This is a doorstep scam that has been happening in the Hampton area of Surrey recently, but is common in many areas.

One or more men knock at your door and say they have damaged your roof accidentally and are willing to fix it free of charge. They usually claim to have been working on next door’s roof when the accident happened.

Doesn’t sound like a scam so far, BUT they will need something that requires a deposit such as scaffolding. They had the cheek to tell one resident that he would need to pay £2,500 deposit for scaffolding for just a few hours.

Fortunately he recognised the scam, as otherwise they would have taken the money and disappeared.

They may claim the roof is damaged or the guttering is broken or in some cases they offer a free check of your roof tiles. Once on the roof they deliberately cause damage and demand an exorbitant price to fix it.

One resident says:-

This exact scam happened to me some months ago. “I am sorry, my ladder accidentally caused your roof damage. I will repair it at no cost”. It sounds like the same gang. Foolishly I allowed him to go up and he then caused damage which I had to get repaired. Yes, follow them and get vehicle number, but do not let them spot you as they then know where you live.

A local roof tiler says:-

“I was called to a job last week where two guys offered a free inspection and once on the roof removed ridge tiles and then refused to put them back unless the owner of the house paid them £350

He told them to come down and reported them to the police.

He then called me and I re-cemented the ridge tiles back and changed some broken tiles at a reduced fee as the

The various residents involved have all reported this to the Police, who already knew about the fraudsters and they have been caught.

However, there are numerous other gangs who also operate this scam.

If you have any experiences with scammers, spammers or time-waster do let me know, by email.

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Dodgy Business Loans

The big banks and lenders give business loans but there are also a lot of small operations that claim to offer business loans and sometimes how they operate seems very dodgy.

A recent email from social-credit.co.uk tells us that says we are eligible for funding options.

“We help you gain access to rates as low as 4.9% for Unsecured loans and 2% for Secured Loans (indicative).”

“Gain access to funds in 24 hours”.

There is a website social-credit.co.uk which isn’t about loans but about getting your ‘social credit report’ on a subscription basis.

There used to be a UK company called Social Credit Report but it was opened and closed by Jason Jamie Roberts in 2016.

He is currently a director of four other companies.

The bottom of the email says copyright 2017 loans2grow.co.uk so you might assume that is the actual lending company.

Loans2Grow is  not a UK registered company.

There is a website loans2grow.co.uk which lists the name Intatrade Data Network Limited at the bottom of the home page.

This is not a UK registered company name.

At this point I give up on trying to find a genuine company name – but I would certainly not want to have any business dealings with a business that seems to hide behind aliases.

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KB Married to a Scammer

A post by K.B. Beaumaarks

I am an educated professional with an upper level income. My scams occurred not with an outsider but a partner…. yep first with my ex-husband who was a Doctor of Veterinary Medicine – a “trustworthy profession”.  I was blinded by the scammer that he was.

My point is to trust your gut no matter who the person is- If it feels wrong…. chances are it is wrong.

I had met my ex husband as a client with the many rescue dogs I had.

Started a whirlwind romance (not knowing he wasn’t divorced yet) and eventually marrying him. We built a very successful practice together and when it came down to whose name everything went in, he convinced me to put it all in his corporation name stating I was not allowed because I was not a doctor….. meanwhile he stockpiled and hid money from me.

He asked me to sign so many papers regarding corporate taxes etc and I trusted him. He was my husband. Our accountant was our friend. Long story short, eventually I caught him embezzling our life savings and planning on running away to an island without me.

Once I discovered this, I let the courts take over. How could a spouse do this to me. We were married…….

 

I have written a book called The Preah Secrets and it deals with my veterinary husband and how I discovered his heist and how I followed my gut to eventually discover his intentions of deceit. I prepared and eventually sought justice for myself. I hope the book inspires others to follow their instincts and remember, scams can happen to anyone by anyone.

Go to http://kbbeaumaaks.com/index.php for further insight and to buy the book.

The Re-Shipping Scam

This scam starts with you searching for a work-at-home job and you seem to find the ideal opportunity.

It involves accepting parcels from an overseas company then putting a new delivery label on and sending the parcel off to its intended destination.

There is a convoluted story about why this is necessary rather than the company shipping the items to the desired destination themselves.  The story makes no real sense but you are so keen to get a job working at home that you accept the premise.

The scammer promises to pay per item or maybe a flat monthly salary.

You are then happy to accept the incoming items, attach pre-paid postage labels and send them off to a new destination – likely to be in a different country.

For some victims things progress smoothly receiving and sending out packages. For others things go wrong straightaway. The problems can start with the first delivery you receive. Seems a normal small package and you add the delivery label you’ve been sent and drop the package off at the Post Office.

But then it is returned you to because the delivery label was a fake.

You email the scammer and are told it was a mistake and she sends you another label to use. Maybe that works or is another fake and so on until one does work. The pre-paid post

Sometimes the package receiving and sending goes on for a month then you expect to be paid but of course that doesn’t happen – the scammer has disappeared.

The worrying part is that the packages may well be illegal and the Police may get around to investigating your part in this re-shipping scam which is of course illegal.

You then have to prove you were duped or face being prosecuted for a criminal offence.

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British Scammers Caught in Spain

There is a scam prevalent in parts of Spain where hotel or restaurant customers claim to have food poisoning caused by the hotel or restaurant. This is fairly easy to claim as no evidence is required for a civil suit seeking damages against the establishment.

According to the Spanish hotel owners association (CEHAT), cases of tourists on all-inclusive packages making false complaints of stomach problems have soared over the past 12 months, with tour operators in Mallorca reporting a 700% rise. Spanish hoteliers say this racket cost them £52m in 2016 across Spain.

CEHAT estimates that the 90% of the claims – usually made through small-claims management companies who target tourists in resorts or after they have returned home – are bogus.

Were food poisoning really so widespread in Spanish hotels, it added, “a worldwide health alert would have been declared and yet the number of cases registered with the health authorities continues to fall because of the increasingly high levels of quality, hygiene and safety put in place by the Spanish hotel industry”.

CEHAT says it will gather the necessary evidence to prosecute anyone involved in the fraud and use Spanish law to target “organised groups in the commission of a crime.

Claims Management Companies

A spokesman for the Association of British Travel Agents (Abta) said UK holidaymakers on all inclusive trips were being targeted by “unscrupulous” claims management companies.

“They encourage people to submit claims by saying that they are ‘entitled’ to compensation if they’ve been ill on one of these holidays, often coaching people into what to say,” he said.

Abta says anyone approached by a claims company representative in a resort should tell the hotel management. If approached back in the UK through social media or on the phone and encouraged to lie or exaggerate their experiences, people should report them to the police.

The British Fraudsters

Debbie Cameron, 59, and her daughter Laura Joyce,  were taken into custody after a raid on the family villa overlooking the Mediterranean on Tuesday.

The operation was part of a series of raids on properties  and businesses on the island in an investigation into allegations that British holidaymakers have been filing false legal claims for food poisoning.

Mrs Cameron, who describes herself on Facebook as “the happiest networker in the world”, is  well known on the holiday island and has been at the centre of British expat life there for more than 30 years.

She is the daughter of a wealthy businessman, who ran car dealerships in the UK, and made her own fortune in Mallorca as an entrepreneur and lifestyle guru. Her own blog called “Rich Mum”, contains the mantra: “Have Fun. Make Money. Do Good.”

Judicial sources have been quoted in the Spanish media claiming that the British women were suspected of being ringleaders in the alleged fraud, which involves deploying touts at hotels to entice tourists into faking gastric illnesses in return for compensation.

Police sources said the arrests followed months of investigation after complaints from hoteliers, and that a “wealth of material” including computers and documents had been seized and was being analysed.

One local hotel operator alone reported fraud to the tune of four million euros.

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UK Mystery Shopper

Respectable websites carry adverts for UK Mystery Shopper.

Such as a picture of the Aldi supermarket sign plus the words “Free £100 Voucher”

Sounds interesting but it’s a link to the UK Mystery Shopper website where the story is rather different.

UK Mystery Shopper describes itself as a website where consumers can access and read our member’s reviews of some of the UK’s most popular restaurants and stores.

Surprisingly there are very few reviews to be read.

The sales lines follow:

  • Earn £10 per hour with our jobs.
  • Mystery Shopping Jobs Giveaway £100 in free shopping if selected.
  • Free food shopping

And so on

There is an APPLY Now button. Simply enter your details and they’ll let you know if you’ve been chosen as a mystery shopper.

But you have to pay £34 to register.

Why?

If you have to pay to register an interest in a job then it’s a scam.

What do you get for your £34?

They may send you a list of companies that supposedly use mystery shoppers.

But the companies that do this are easily found on the Internet and they pay peanuts because there are so many people who want these jobs.

Is this in effect an illegal lottery where hundreds or thousands of people pay £34 but there’s little payout or maybe occasionally someone gets a voucher.

Not a good deal. Better to play the actual lottery.
As for getting a job through them as a mystery shopper – there’s probably more chance of winning a jackpot on the lottery.

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Lexapro For Sale Online

The Internet is full of scams and spams about Viagra and herbal equivalents, but recently there have been a lot of emails and web sites trying to sell Lexapro.

This is an anti-depressant  and is widely prescribed.

The scammers and spammers appear to want to convince people that it’s like taking smarties – just buy as much as you want without prescription and take them anytime.

But, Lexapro is a powerful pharmaceutical and must only be taken on the direction of a doctor.

It is dangerous to use any such drug as if it were entirely benign – only a doctor can tell you if this is the right drug for your circumstances.

Common side-effects include:-

  • Constipation
  • diarrhoea
  • dry mouth
  • gas in the stomach

but there are also less common more serious  side effects.

Do not buy drugs on the Internet – you have no idea what’s in the tablets.

And do not self-medicate – trust your doctor.

Do you have an opinion on this matter? Please comment in the box below.

Warning: Are You on a Sucker List

Scammers trade a list between themselves of people who have fallen for scams and it’s called a “sucker list”.

Sucker lists, which include names, addresses, phone numbers, and other information, are created, bought, and sold by scammers, spammers and some dishonest telemarketers. Scammers know that people who have been tricked once are easier to trick again. As a result, these people are flooded with letters, e-mails and phone calls about inheritances, lottery wins, health cures, investments etc.

In 2015, almost 200,000 people appeared on 13 different “suckers lists” that were seized by fraud investigators. Trading Standards said those listed were being sent mailshots inviting them to take part in lotteries, prize draws, competitions and special offers etc.

The average age of people on the list is 75. You can see how scammers target the elderly and vulnerable.

If you’ve ever been scammed, chances are your name could be on one.

How Do You Know if You’re on a Sucker List?

If you have been scammed online and get more scam messages and mail than others then chances are you are on a suckers list and there is no way to get off the list except by not responding to any scam messages for a long time. Evenetually they may lose interest in you.

How to Avoid Getting on a Sucker List:

Ensure you are registered on all mail and telemarketing opt-out or do-not-call lists.

The following article explains how to do register with the various preference services.

http://www.fightbackonline.org/index.php/fightback/17-how-to-fight-back/30-how-to-stop-spam-letters

Don’t reply to offers of money, miracle cures, competition wins etc. If you didn’t enter a competition then  you cannot have won one.

If you are truly being bombarded, consider changing your email address and/or phone number, and keep them confidential/unlisted.

In 2017, sucker’s lists held by National Trading Standards contained nearly 300,000 names.

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A Pre-Paid Funeral Is Not a Good Deal

The Fairer Finance consumer group has published a report into pre-paid funerals and concludes that the Funeral Planning industry is not working well for consumers and millions of pounds of consumer’s money could be at risk.

The average cost of a funeral is now £3,900 so it makes sense for many people to plan ahead to ensure there is the money for a funeral for a loved one or themselves.

Telesales companies have been bombarding people with calls about planning their funeral and an estimated six million people over the age of 50 have been contacted.

James Daley of ‘Fairer Finance’ said “the combination of a fast growing market, fuelled by high pressure sales to a potentially vulnerable customer base is creating a perfect storm. “

“A growing number of customers are likely to be let down when their plan is claimed on – with some funeral plan providers passing on significant extra costs to the families”

The people making the calls are usually commission based and charge up to £1,000 per plan sold so obviously that’s a big chunk of the money gone that was expected to pay for the funeral.

This market is basically unregulated and the report findings will be reviewed by The Treasury, the Competition and Markets Authority and the Financial Conduct Authority.

There are reputable companies involved in the funeral planning industry and this can make sense for some people. But do not take up an offer from a cold caller and do your research to find the best plan for your needs and ensure you understand what it includes as it seems that 90% of people taking these plans do not fully understand what they will get.  Contact the relevant company directly – to avoid commission going to an agent.

Do you have an opinion on this matter? Please comment in the box below.

Scumbag Awards 2017 Dating and Romance Scams

Category: Dating and Romance

1.      Online Dating

There are countless people looking for love, romance and commitment and scammers think these people are easy marks. Numerous scammers spend their days pretending to be in love with various people and building a relationship to the point where they ask for money and sometimes get it. When the prospective partner stops paying then the scammer moves on to new victims.

This is cynical, nasty and immoral.

An Austrian woman (we’ll call her firefly) decided to give online dating a try. It had been about a year since Firefly got divorced. Firefly spent a lot of time on her profile, thinking she needed to be entirely honest and open if she hoped to really connect with someone. Within 10 minutes of posting, she had a handful of virtual suitors — and one stood out. He suggested they ditch the dating site and switch to email.

Her new boyfriend had a complicated backstory: He was an American soldier serving in Iraq, and he had a son living in Ghana. But she had revealed to her new online beau how much she wanted children, and soon his 14-year-old son was emailing her. (I know; red flag.)

Then, after about a week of heavy correspondence, Firefly’s boyfriend announced his son’s birthday was coming up, and suggested she send him a gift. So she wired a few hundred euros to Ghana. It was pretty gratifying, she says; the son was ecstatic.

But soon after, she learned that the son had had an accident at school and needed help paying hospital bills — urgently. “Of course I was sending money again to Western Union,” Firefly says.

Scarcely had the boy recovered when he was struck by cholera, which required another expensive course of treatment. Within the space of about three months, Firefly wired the equivalent of about $1,000 to Ghana. She decided to do a little research online and discovered that, yes, cholera is a problem in Ghana, and yes, treating it can be expensive — except that Ghana actually has a free cholera treatment program.

She finally realised she’d been scammed.

2.      The Fake Military Personnel Scam

This follows the usual path of fake dating online leading to the fake military man asking for money to get leave or to visit the person.

http://fightback.ninja/the-fake-military-personnel-scam/

3.      Fake Investigators:

Once someone has been scammed, they are labelled as easy prey and some scammers will approach them with a new story and offer help.  There are fake investigators offering to find the original scammer and get the money back and have the perpetrators brought to justice. However, this is impossible to do and will just lead to more money being paid to another scammer.

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