Category: information

What is a Fake Website Link and is it Dangerous?

You will come across fake website links in emails, on websites, social media, text messages and more.

In this context, “fake” means a link that doesn’t take you where it says but instead goes to some other website or web page.

Why do people make such fake links?

Mostly there is a deliberate intention to mislead – promise a link to one site but take you to a different site where you don’t want to go.

This may be an attempt to infect your computer with malware or to get you to a page you have little interest in or simply to get you to look at a video or a webpage for which the link poster gets paid per visitor.

How to Identify Fake Links

  1. On a PC hover the cursor over the link and it should show the real destination URL. If this does not match what the link says then you have a fake link and you should not click it.
  2. On a MAC make sure you have the status bar showing first
  3. On Android phones you can press and keep your finger on the link and a box will open offering options but at the top it shows the complete link

Shortened URLS

Some webpages have very long addresses and if you’re sending a link to someone or posting on Twitter for example then some way to shorten these links would be welcome.  There are various services on the Internet that can do just that.  Twitter does this automatically for long links.

These shortened URLs make it difficult to identify the destination of the link. If in doubt – do not click.

Very Long URLs and Email Addresses

Most people create short URLs i.e. links as they want them to be easy to remember and to type e.g. fightback.ninja/the-inflammation-scam/

But some large websites deliberately create long URLs in order to make the purpose of the page easy to understand  from the name e.g. www.sheppardsoftware.com/content/animals/kidscorner/classification/kc_classification_appearance.htm

Scammers use long URLs in order to try to hide the true destination of the URL.  E.g. www.customerservice.lloydsbank.768092676414336492872654576277cheapscam.com

That is not Lloyds Bank, but is cheapscam.com

Scammers also use the confusion trick with email addresses e.g. customerservice.lloydsbank.768092676414336492872654576277@78397123719273917cheapscam.com

This is not a LLoyds bank email address.

Do click on the Facebook or Twitter icons on top right to follow Fight Back Ninja.

Fightback Ninja Signature

Paid To Market Videos

Having a video clip go viral can be advantageous to any video producer, including to scammers.

To try to make this happen you can employ people to market your video and hopefully get lots and lots of people to view it.

That can be done in an open honest way – telling people what it’s about so they can make an informed choice on whether to watch it or not.

Or can be done dishonestly.

The radio station, along with many other businesses get numerous emails offering to pay if we include other people’s video clips (usually YouTube clips) on our website.

“I need someone to market these videos to reach a lot of views and engagement”.

“Our budget is $1000”.

That may sound reasonable but the whole thing is just a scam.

The message sender doesn’t want to pay for anything – just to get you and millions of others to view their videos as they get paid each time someone does watch.

The emails usually contain a list of videos and the exhortation that you should watch them to see which best fit your website.

Do not view whatever they are – it’s a simple trick.

Anyone who genuinely wanted to pay you for showing their videos would know who they are talking to, not sending emails to ‘undisclosed recipients’ and would have checked if your website already contain 3rd party videos and would describe the videos.

If you have any experiences with these scams do let me know, by email.

Fightback Ninja Signature

Predicted Scams in 2022

Action Fraud, Cifas, and UK Finance collectively received 822,276 fraud reports in 2019-20. Of which, 698,934 (85%) were online based scams. The National Crime Agency also believe that only about 20% of scams are reported suggesting there are probably several million cases of cybercrime every year in the UK.

It’s no surprise that the number and total value of scams is expected to increase in 2022.

Scams predicted to be the most common in 2022 are:

1: Cryptocurrency Scams

These scams are very big business and target mostly younger people.

They usually start with adverts on social media offering guaranteed profits and often use photos of celebrities with claims that the celebrity has made a fortune from cybercurrency investment and wants you to do the same.

These can be called ‘get rich quick’ schemes and are always fake.

2: Coronavirus Vaccine scams

Scammers have been taking advantage of the pandemic in every way they can since it began.

Since the start of the initial vaccine roll-out in December 2020, scammers have been trying to con people into paying for vaccines by sending out fake NHS text messages, emails and also cold calling.

The NHS contact people by letter and text messages to let them know when it’s their turn for their vaccine or booster, however they will never ask you for your personal information, log-in details and passwords, or bank details.

3: NHS COVID Pass Scams

The UK requires Covid passes for some events and some venues. This is freely available from the NHS but scammers have been exploiting this by sending text messages to people saying their Covid pass is ready but they need to pay for it.

These text messages appear to be from the NHS and read something along the lines of ‘you are now eligible to apply for your COVID Pass, proving you have been vaccinated’. A link will be included which will take you to a malicious website, designed to look like the NHS website, where you will be asked for your personal details and for payment to obtain your pass.

4: Romance Scams

During the Lockdowns, many people have been more lonely and online dating has become much more popular.

Romance scams typically involve malicious minded criminals who develop relationships with people over a long period of time so they can build their trust. Once they’ve built up enough trust, they’ll start to make up reasons why they need money and plead for your help.

If you’re suspicious of someone’s behaviour on a dating website, or if they’ve asked you for money or to make an investment, then it’s important that you report them on the site or app. This will protect not only you, but also others from being scammed.

5: Payment Fraud

Payment diversion fraud is where scammers intercept payments or create /amend invoices in order to divert money to bank accounts under their control.

Action Fraud say the average loss to payment diversion fraud is around £30,000 per business or individual.

This fraud usually involves the scammers hacking email accounts so they can pretend to be a supplier for example asking for payments to go to a different bank.

Be very cautious if you receive an email from a supplier, or solicitor, requesting you to change the bank details you have on record for them. If you receive an email like this, phone them directly and check that this is genuine. Don’t email them back or use any contact details provided in the email, go to a known trusted contact or use the contact details on their website.

Fightback Ninja Signature

Stay Safe on Western Union

Western Union is a money transfer system. It is very much favoured by online fraudsters as once you have made a payment in Western Union the money is untraceable and no way can you get it back.

Western Union recognise this problem but there’s little they can do as the whole process is designed to allow for easy money transfer as if paying cash. Untraceable.

Western Union do publish guidance on how to avoid scams and stay safe.

They publish a list of Money Transfer Never-Evers as they call them.

These are:-

  • Never send money to people you haven’t met in person.
  • Never send money to pay for taxes or fees on lottery or prize winnings.
  • Never use a test question as an additional security measure to protect your transaction.
  • Never provide your banking information to people or businesses you don’t know.
  • Never send money in advance to obtain a loan or credit card.
  • Never send money for an emergency situation without verifying that it’s a real emergency.
  • Never send funds from a cheque in your account until it officially clears—which can take weeks.
  • Never send a money transfer to an individual for online purchases.

If you follow those rules then you will be a lot safer using money transactions with Western Union.

There are countless other money transfer businesses of course including TransferWise, Currencies Direct, OFX and Moneygram.

Do Share this post on social media – click on the post title then scroll down to the social media share buttons.

Fightback Ninja Signature

What Are The Most Popular Spam Subjects?

Bitcoin is really popular with scammers currently – endless scam messages with titles such as “Ride the wave of Bitcoin”. That’s likely to keep being popular till Bitcoin crashes (if it ever does)

Herpes cures – titles such as “Get rid of it fast” sent from dozens of different names.

The ever popular Flight Simulator game is still on Clickbank paying very high commission to anyone who can get you to click onto their site and buy:-
Are you a Good Pilot?”

“Learn to Fly Any Plane”

“Fly Anywhere in the World”

Then there’s always Shark Tank best product ever examples, such as :-

“Get Your Weight Back With This Shake”

 “Super Slimming”

“This Product Changes Everything”

Although Shark Tank is a perfectly good American TV series, the name is used extensively by scammers  so a mention of Shark Tank almost ensures the message is a scam.

Russian girls love you. Endless emails claiming to be a Russian girl who thinks you are cute. More likely it’s some ugly guys in a garage, churning out this trash, looking for victims.  ”My name is Maria and I’m from Russia”.

“Earn a guaranteed $13,000 in 24 hours” If it was true then the scammer wouldn’t need to send out such messages to catch desperate people.

Then there’s hair restorer claims still popular with scammers – gives you a full head of hair within days.

The basic scams stay the same but are often dressed in new clothes to con new people.

All very sad.

Do you have an opinion on this matter? Please comment in the box below.

Fightback Ninja Signature

How to Check A Used Vehicle Before Buying

The starting point is to consider the level of guarantee that you need with a used car. If you need expert assurance that the vehicle is safe and has no serious hidden problems then a main dealer garage would be a good choice, whereas if you are willing to take a risk to get a lower price then buying from a private seller or a car auction may be your choice.

Independent garages, private sellers, eBAY etc all have their advantages and disadvantages for you to consider.

Before you see the vehicle

  1. Ask the seller for the registration number, make and model and MOT test number
  2. Check the details match those of the registration on the DVLA website at gov.uk/get-vehicle-information-from-dvla
  3. Check the MOT status and history for the vehicle at gov.uk/check-mot-history
  4. Check if the vehicle has been recalled due to a serious safety issue at gov.uk/check-vehicle-recall

When you go to see the vehicle

  1. Ask to see the V5C vehicle registration certificate (‘log book’). Make sure it has a ‘DVL’ watermark and make sure the details in the log book match the details you’ve been given.
  2. Check the vehicle identification number and engine number if possible, to ensure they match the details in the log book.

These checks do not guarantee any vehicle is safe but they do give some peace of mind and will help you avoid the worst scams and other problems.

The government website at www.gov.uk/checks-when-buying-a-used-car gives detailed advice on what to check and how to get the necessary information when looking to buy a used car.

If you have any experiences with these scams do let me know, by email.

Fightback Ninja Signature