According to figures from Citizens Advice, 30 million people, or two thirds of British adults, have already received messages about PPI – and 98 per cent did not give permission to be contacted.

Richard Lloyd, executive director of Which?, said: ” People can use our free online claims tool to get in touch with their bank if they think they have a PPI claim.” Do not deal with the PPI claims companies that keep cold calling.

A couple of years ago there was a huge number of PPI calls – many homes were being called several times a day, every day.

That’s reduced a lot so nowadays but there are still some companies calling though not many.

The remaining companies often use computers to call you and relay a message asking you to press 1 to speak to someone.  Unfortunately if you don’t press 1 then the computer will phone again and again – maybe in a day’s time, maybe in a week’s time.  If you have the time and patience then you can press 1 speak to someone and demand they stop phoning you. Maybe that works with some of the cold calling companies.

We shouldn’t be plagued by these companies.  The sooner PPI is finished the better.